In Peru, the culture of prevention is quite low. No one believes he needs cancer insurance until the disease is detected; Similarly, no one believes they need health insurance until they need an operation. In the case of cars, very few people realize how necessary they are.
If you still do not realize what your vehicle insurance can do for you, these are situations in which its use is crucial:
When you have an accident:
Your health may be affected, which will definitely generate very high costs that insurance can cover. You should keep in mind that medical expenses fall within the liability coverage, which is almost never subject to a deductible.
When your car is stolen: If you have total loss coverage, the insurer will return the commercial value of the vehicle, that is, it will give you the money to buy another. If you had a loan with the bank, the insurance pays the bank and if there is enough, they give you the money to use it as a new initial installment and acquire another.
When a natural disaster damages your car:
Coverages also work in case nature has made its own with your car. Earthquakes, fires and even acts of vandalism are covered when you have the full risk policy. Travel, home appliance purchases and even the purchase of a car. The important thing is that you assemble that calendar and respect it, so you will raise the money necessary to make the purchase you had planned. So that the savings make sense, do not forget to save a part of your salary each month in an account that gives you good interests.
Everything will depend on the coverage you buy, but you should definitely drive on the streets while being protected. The insurance has a cost but the idea is that you choose the one that suits your pocket. To compare them all you can use the Pinordes Jendewas car insurance comparator.