Life insurance

Common life insurance myths you can’t afford to fall for

by Frankie T. Bailey on August 30, 2022 0

Image source: Getty Images Believing in these misconceptions could lead to regrets. Key points Life insurance is a very important purchase. Many people fall into myths that prevent them from being covered. Contrary to popular belief, life insurance can be affordable, and you don’t have to be in perfect health to purchase insurance. Life... Read More

Car insurance

Outstation Emergency Coverage In Car Insurance: What Is It And How Good Is It?

by Frankie T. Bailey on August 26, 2022 0

By Rakesh Goyal, Director of Insurance Broker Probus Traveling on weekends with family or friends, taking time out of the office to relax somewhere nearby for a day or two, or having the week off for a little road trip are some of the best ways to break the monotony. of your daily life.... Read More

Car insurance

Ontario NDP reintroduces bill to end ‘zip code discrimination’ in auto insurance

by Frankie T. Bailey on August 26, 2022 0

The Ontario NDP is calling on the Ford government to support a bill to end “zip code discrimination” in auto insurance. NDP MP Tom Rakocevic is reintroduced a bill Thursday, co-sponsored by MPs Doly Begum and Marit Stiles, “to end postcode discrimination and price gouging,” with a focus on the GTA. The NDP said... Read More

Life insurance

DP World Tour player buys life insurance policy with HOLE-IN-ONE

by Frankie T. Bailey on August 26, 2022 0

If you get a hole-in-one on the PGA Tour or DP World Tour, you usually win a shiny new car that’s on display behind the tee box. In the first round of the Omega European Masters at the magnificent Crans-sur-Sierre Golf Club in Switzerland, Aaron Cockerill made a hole-in-one on the 3rd hole. The... Read More

Property insurance

St. Petersburg-Based Property Insurance Company Announces Exit from Florida Market | Tampa Bay News | Tampa

by Frankie T. Bailey on August 25, 2022 0

Click to enlarge United Property & Casualty Insurance Co. will exit Florida’s struggling home insurance market, forcing customers to find new coverage as their policies renew, the insurer’s parent company announced Thursday. Petersburg-based United Insurance Holdings Corp. said it had filed plans to pull out of so-called personal insurance markets in Florida, Texas and... Read More

Property insurance

Allstate, Liberty Mutual, GEICO – InsuranceNewsNet

by Frankie T. Bailey on August 25, 2022 0

New JerseyNJ–(SBWIRE)– 08/25/2022 – Latest research study published by HTF MI “Global Home and Property Insurance Market” with 100+ pages of analysis on the business strategy adopted by key and emerging players in the industry and provides know-how on the development market current, landscape, technologies, drivers, opportunities, market view and status. Understanding the segments... Read More

Property insurance

Demotech’s downgrades and what they could mean for the Florida property insurance market

by Frankie T. Bailey on August 25, 2022 0

The summer of 2022 has been marked by uncertainty for millions of homeowners in Florida. Rampant fraud, excessive litigation and a deteriorating climate have sent the property insurance market in Florida into a tailspin. With news that 27 of Florida’s property insurance companies could face financial rating downgrades, Florida homeowners brace for the possibility... Read More

Life insurance

Volatility and Life Insurance | ThinkAdvisor

by Frankie T. Bailey on August 24, 2022 0

What do you want to know Some customers who want more money have life insurance. Some of these customers could sell their policies to investors. Agents and advisors could help clients determine the value of policies. As fall approaches, it’s helpful for agents and advisors to do an overall assessment of their annual goals... Read More

Health insurance

How much does health insurance cost in 2022? – Forbes Advisor

by Frankie T. Bailey on August 24, 2022 0

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. The cost of health insurance in the Affordable Care Act (ACA) market varies depending on the insurance company, where you live, the plan you choose, the number of people covered, your... Read More

Property insurance

What’s the plan to solve Florida’s property insurance crisis? – InsuranceNewsNet

by Frankie T. Bailey on August 24, 2022 0

You would think heads of state would choose their words more carefully when addressing the only property insurance rating agency that stands between our insurance crisis and a complete collapse of the lodging. Last name calls won’t win you friends or sway people, let alone create more affordable insurance options. Last month the Demotech,... Read More

Property insurance

Texans lose home insurance as hurricane season approaches

by Frankie T. Bailey on August 24, 2022 0

According to the Texas Department of Insurance, 30,000 people lost their home insurance following the insolvency of a Florida-based company. A Florida court has ordered Weston Property and Casualty Insurance to liquidate and cease operations by September 7. According to TDI, 23,000 Weston, Texas customers live in the “designated disaster zone” along the coast.... Read More

Car insurance

An In-Depth Study Exploring Car Insurance for New Drivers

by Frankie T. Bailey on August 23, 2022 0

New car insurance market for drivers The latest market research release on the New Driver Auto Insurance Market provides insight into the current market dynamics in the new driver auto insurance space, as well as what our survey respondents – all outsourcing decision makers – predict the market will look like in 2027. The... Read More

Life insurance

Why the 30s are a good time to invest in life insurance

by Frankie T. Bailey on August 23, 2022 0

Why the 30s are a good time to invest in life insurance When you’re in your twenties, life is a rollercoaster. The exhilaration of embarking on a career, becoming financially independent and enjoying life’s pleasures seems paramount. However, as you step into 30s sobriety, you know you need to put down roots, have your... Read More

Life insurance

Common types of life insurance: what you need to know

by Frankie T. Bailey on August 22, 2022 0

Life insurance is part of good financial planning. Your coverage should match your situation. / Credit: Getty Images About half of Americans had life insurance in 2021, according to a report of the LIMRA group of industry associations. If you’re not one of them, you might be wondering if you should find out. But... Read More

Property insurance

Agency to borrow $150 million for property insurance claims in Florida

by Frankie T. Bailey on August 20, 2022 0

Adding to the fallout from Florida’s troubled property insurance market, an agency that handles claims after insurers’ insolvency approved a $150 million borrowing plan on Friday – with state policyholders expected to repay the loan. The Florida Insurance Guaranty Association’s board of directors made the decision after five property insurers went insolvent since February.... Read More

Life insurance

Montana Ranked 3rd for Life Insurance Investment | ABC Fox Missoula

by Frankie T. Bailey on August 19, 2022 0

MISSOULA, Mont. – As we have seen over the past few months, inflation has taken families by storm when it comes to making ends meet, even with the new Inflation Reduction Act expected soon fall to the local level. The question many people have is deciding between buying groceries for the month or investing... Read More

Car insurance

Allstate Insurance, Metlife, State Farm Insurance – InsuranceNewsNet

by Frankie T. Bailey on August 19, 2022 0

New Jersey, United States — (SBWIRE) — 08/19/2022 — The latest published study of the global car insurance market by WADA Research assesses market size, trend and forecast till 2027. car insurance market research covers important research data and evidence to be a handy resource document for managers, analysts, industry experts and other key... Read More

Car insurance

Here’s how to save money on car insurance as inflation drives up prices

by Frankie T. Bailey on August 19, 2022 0

This story is part Recession Assistance ServiceCNET’s coverage of how to make smart money moves in an uncertain economy. The auto insurance cost increased in 2022. The Consumer price indexa key indicator of inflationshowed that car insurance prices rose 1.3% in July after rising 1.9% in June. Main car insurers began to receive the... Read More

Life insurance

How to find cheap life insurance

by Frankie T. Bailey on August 19, 2022 0

If you are looking for cheap life insurance, there are steps you can take to get a lower cost. Getty Images If you currently have life insurance, you already know how much it can cost you and your family. According how much coverage you have – and a host of other factors – it... Read More

Health insurance

“New Age Personalized Models Will Disrupt the Health Insurance Space,” Health News, ET HealthWorld

by Frankie T. Bailey on August 19, 2022 0

Amit RatanpalFounder and MD, BlinC Invest in an interaction with ETHealthworld’s Rashmi Mabiyan, shares that the COVID-19 pandemic has led health insurance to become a lucrative segment for investors and how innovation and new technologies are transforming the health insurance space . From an investor’s perspective, how has the COVID pandemic impacted potential funding... Read More

Health insurance

Suresh Kolla, CIO, Care Health Insurance, CIO News, ET CIO

by Frankie T. Bailey on August 18, 2022 0

In various ways, technology has reshaped art. Suresh Kolla, CIO of Care Health Insurance, believes that creativity can also emerge from the technological realm. He says, “When you create an app or project, start to see it being used across the organization, getting the results and serving the purpose it was designed for –... Read More

Health insurance

Tips for choosing complementary health insurance in France

by Frankie T. Bailey on August 18, 2022 0

It is recommended that policyholders reassess their contract and their premium every three to four years at most. Photo: REDPIXEL.PL/Shutterstock There are hundreds of choices in France in terms of complementary health, especially if you are self-employed or retired pensioner abroad. Employees rarely have a choice of provider, but can always refuse the standard... Read More

Property insurance

Marion County woman says she has to give up retirement to pay for home insurance

by Frankie T. Bailey on August 18, 2022 0

MARION COUNTY, Florida. – After more than a decade of retirement, a Marion County woman says she is returning to work. The reason? The cost of home insurance. Even lawmakers who backed the new legislation said what they passed in May and which has already come into force is not enough. When Pamela Kelley... Read More

Life insurance

How much life insurance do I need?

by Frankie T. Bailey on August 17, 2022 0

The amount of life insurance you need depends on your personal situation and your standard of living. Getty Images Life insurance, like most other forms of insurance, is something you won’t have to deal with very often. Once configured correctly, it should be just another bill to pay for security and peace of mind.... Read More

Health insurance

Screening and treatment of diabetic retinopathy by the Brazilian National Health Insurance

by Frankie T. Bailey on August 17, 2022 0

Saidi, P. et al. Global and regional diabetes prevalence estimates for 2019 and projections for 2030 and 2045: results from the International Diabetes Federation Diabetes Atlas, 9th edition. Diabetes Res. Clin. Practice. 157107843 (2019). PubMedGoogle Scholar Article American Diabetes Association. Classification and diagnosis of diabetes: standards of medical care in diabetes-2021. Diabetic treatments 44S15–S33... Read More

Health insurance

How to Reduce Health Insurance Headaches and Hassles

by Frankie T. Bailey on August 17, 2022 0

CHLOE KRIMMEL/MEN’S HEALTH ILLUSTRATION; GETTY; ALAMY IF THERE IS ONE The number one reason people are frustrated with healthcare costs is because we think healthcare is 99% of what we buy. The price is the price. A trip to the hospital is no different from a trip to the pharmacy. I strained my back... Read More

Car insurance

5 Easy Steps (2022 Guide)

by Frankie T. Bailey on August 17, 2022 0

Switching auto insurance companies is easy and people do it all the time. However, it’s a good idea to speak with your current insurer and see if there are any cancellation fees. If your insurance agent discovers that you want to cancel, they may also offer to seek additional discounts or offer you a... Read More

Property insurance

Mynatt Insurance offers affordable commercial property insurance in Carrollwood and Greater Northdale, Florida

by Frankie T. Bailey on August 16, 2022 0

Comprehensive commercial property insurance plans can be availed through Mynatt Insurance. This press release was originally distributed by ReleaseWire Tampa, FL – (ReleaseWire) – 08/16/2022 – Mynatt Insurance is an independent insurance agency that offers home, car, business, and even contractors insurance in Carrollwood and Greater Northdale, Florida. As an independent insurance agency, they... Read More

Property insurance

Comprehensive commercial property insurance plans can be availed through Mynatt Insurance. – InsuranceNewsNet

by Frankie T. Bailey on August 16, 2022 0

Tampa, Florida — (ReleaseWire) — 08/16/2022 — Mynatt Insurance is an independent insurance agency that offers home, auto, business and even contractor insurance in Carrollwood and Greater Northdale, Florida. As an independent insurance agency, they represent several leading insurance companies. this allows Mynatt Insurance to offer its customers insurance plans that are both economical... Read More

Life insurance

Life insurance acts as an essential financial cushion in the event of the unexpected death of a family’s breadwinner. – InsuranceNewsNet

by Frankie T. Bailey on August 15, 2022 0

Murrieta, California — (Release Wire) — 08/15/2022 — Carver Insurance Services was founded in 2004. It was the first independent agency in Murrieta with Mercury Insurance. Through Carver Insurance Servicesone can easily invest in business, auto, home and term life insurance in Lake Elsinore and Murrieta, California. Whether someone is married with children or... Read More

Car insurance

What is personal injury car insurance? – Advisor Forbes INDIA

by Frankie T. Bailey on August 15, 2022 0

Damage auto insurance is the extra layer of security that gives you the financial backing to get your car back in working order in the event of an accident. Although the law protects car owners with compulsory third-party insurance (TP), one could consider taking out damage insurance (OD) for additional protection. Here’s how it... Read More

Car insurance

How to save on car insurance

by Frankie T. Bailey on August 15, 2022 0

Like death and taxes, paying for auto insurance is one of those unavoidable things in life that is hard to escape. So whether you just buy CTP insurance or comprehensive insurance, it’s worth trying to save money on your insurance costs. There are a multitude of ways car owners can look to lower the... Read More

Property insurance

Florida’s ‘last resort’ property insurance provider now has over 1 million policies | Florida News | Tampa

by Frankie T. Bailey on August 12, 2022 0

Click to enlarge The state-backed Citizens Property Insurance Corp. topped one million policies for the first time since 2014. Created as an insurer of last resort, Citizens has absorbed a flood of policies as private insurers abandon customers and push for big rate increases due to financial losses. The Citizens website showed on Thursday... Read More

Life insurance

How much does life insurance cost? – Forbes UK Advisor

by Frankie T. Bailey on August 10, 2022 0

Life insurance can cost as little as £5 a month but, like any type of insurance policy, the cost of cover depends on how likely you are to make a claim. The more likely a loss is, the higher the premiums. With life insurance, it is primarily your age, health, occupation and lifestyle that... Read More

Health insurance

What is a complementary health? – Forbes Advisor

by Frankie T. Bailey on August 10, 2022 0

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. Health insurance covers the cost of preventative care, surgeries, doctor’s appointments, prescriptions, emergency care, and more. Although many health insurance plans offer strong coverage, health insurance will not cover all potential... Read More

Life insurance

Shares of non-life insurance companies fall as floods damage vehicles

by Frankie T. Bailey on August 10, 2022 0

Stalled cars, which had been submerged by the heaviest rainfall of more than 100 millimeters per hour in 80 years on the night of Aug. 8, 2022, block a street in southern Seoul on the morning of Aug. 9. (Yonhap) SEOUL, August 10 (Korea Bizwire) — While a large number of vehicles suffered water... Read More

Car insurance

Does auto insurance cover hurricane damage? These are the covers you need

by Frankie T. Bailey on August 9, 2022 0

You should speak to your insurance company or independent agent to make sure you have the right coverage to cover these events, according to Matt Christopher, vice president of claims and shared services at Clearcover Insurance. Do you know if your auto insurance would cover damage when a hurricane hits your area? While every... Read More

Property insurance

Weston Property Insurance becomes 5th Florida company to go into receivership in 2022

by Frankie T. Bailey on August 9, 2022 0

TAMPA BAY, Fla. – During the first week of August, four Florida property insurance companies had their ratings removed from ratings agency Demotech’s database and one is now in liquidation. Weston Property & Casualty Insurance is the fifth property insurance company operating in Florida to go into receivership this year. According to the Florida... Read More

Car insurance

4 ways to save money on car insurance policies for young drivers

by Frankie T. Bailey on August 9, 2022 0

Auto insurance is a major expense for vehicle owners, whether they choose to pay for it monthly or annually. Coverage varies depending on the needs of the individual, but there is a general risk assessment performed by each provider which dictates the final price. This article focuses on four different ways to save money... Read More

Health insurance

Why are health insurance premiums increasing?

by Frankie T. Bailey on August 8, 2022 0

When we try to find affordable health insurance, we can compare what we get with what we pay. Insurers calculate your premiums based on a few factors. These can be related to who you are, your lifestyle, and other external factors. Each insurer uses a slightly different formula to calculate the premium you must... Read More

Property insurance

Climate risk threatens property insurance profits: GlobalData – Local – Insurance News

by Frankie T. Bailey on August 8, 2022 0

Climate risk threatens property insurance profits: GlobalData August 8, 2022 A new report from GlobalData warns Australian home insurers of rising profitability risks as the advent of weather-related claims linked to climate change compounds rising insurance costs. The report finds loss ratios for Australian property insurers fell from 66.1% in 2019 to 84.6% last... Read More

Car insurance

The big giants AXA, Allianz, AIG, Generali, PICC – InsuranceNewsNet

by Frankie T. Bailey on August 7, 2022 0

New JerseyNew Jersey — (SBWIRE) — 06/08/2022 – Global Multi-Car Insurance Market In-Depth Research Report 2022, Forecast to 2027 is the latest research study published by HTF MI assessing the analysis on the risk side of the market, highlighting the opportunities and leveraging strategic and tactical decision-making support (2022-2027) . The study is a... Read More

Health insurance

Do you really need private health insurance? Here’s how to decide…

by Frankie T. Bailey on August 6, 2022 0

The Medicare Levy Surcharge applies to 1% of your taxable income for singles earning $90,001 or more and families earning more than $180,001. A higher supplement of 1.25% starts for singles at $105,001 and $210,001 for families; and a surtax rate of 1.5% applies to singles earning $140,001 or more and families earning more... Read More

Health insurance

Nationwide and Brella Partner to Offer Supplemental Health Insurance

by Frankie T. Bailey on August 3, 2022 0

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by AM Best and Standard & Poor’s. An industry leader in customer-focused innovation, Nationwide offers a full suite of insurance products and financial services,... Read More

Property insurance

Office of Insurance Regulation refers Weston Property Insurance to receivership

by Frankie T. Bailey on August 3, 2022 0

TAMPA BAY, Fla. — The Florida Office of Insurance Regulation is sending Weston Property & Casualty Insurance into receivership, meaning the company doesn’t have enough funds to continue covering its existing policies. It comes a day after state rating agency Demotech withdrew the company’s rating from an outstanding ‘A’ to an ‘NR’ or no... Read More

Car insurance

How to save on car insurance by working from home in SG

by Frankie T. Bailey on August 3, 2022 0

COVID-19 has brought many negative changes to our world, but some would say there have also been some benefits: a slower pace of life and the ability to work from home. Often, the latter also means less time to contend with rush hour traffic. There’s also another potential benefit: you could save money on... Read More

Life insurance

Why a life insurance policy appraisal should be part of your toolkit – InsuranceNewsNet

by Frankie T. Bailey on August 2, 2022 0

Halfway through the year, it’s always helpful for agents and advisors to do an overall assessment of their annual goals and adjust their sales and marketing strategies accordingly. Based on conversations with producers, agents, advisors and clients, here are three mid-year resolutions for better client relations in our current bear market. Reduce costs and... Read More

Property insurance

Florida agency downgrades ratings of 4 property insurance companies

by Frankie T. Bailey on August 2, 2022 0

In Florida, “A” rated companies show financial stability. TAMPA, Fla. — Florida ratings firm Demotech has confirmed that four insurance companies have been downgraded. Demotech told 10 Tampa Bay that these four companies were downgraded: Florida Family Insurance Company – Aʹ (A Prime) to A Florida Family Home Insurance Company – Aʹ (A Prime)... Read More

Property insurance

3 Florida property insurance ratings downgraded or withdrawn

by Frankie T. Bailey on August 2, 2022 0

TAMPA, Fla. — Effective Aug. 1, Florida-based rating agency Demotech lowered the financial stability rating of one property insurance company and removed the ratings of two others. Demotech has downgraded United Property & Casualty Insurance (UPC) from an “A” meaning exceptional to an “M” meaning moderate. The agency also stripped the ratings of Weston... Read More

Life insurance

All About Group Term Life Insurance Policy in India – Forbes Advisor INDIA

by Frankie T. Bailey on August 1, 2022 0

Having suitable life insurance at your workplace seems really convenient and hassle-free. Many employers offer their employees group term life insurance policies at little or no cost. In fact, more employees are covered by such workers’ compensation insurance plans than have their own individual life insurance. So, is opting for a collective term life... Read More

Car insurance

Auto Insurance Market 2022 Global Outlook and Business Scenario – AXA, Allstate Insurance, Berkshire Hathaway – Shanghaiist

by Frankie T. Bailey on August 1, 2022 0

The latest published study on the Global Automobile Insurance Market assesses its size, trend and forecast till 2028. car insurance market Outlook looks extremely promising is a valuable source of insightful data for business strategists. It provides an overview of the industry with growth analysis and historical & future cost, revenue, demand and supply... Read More

Life insurance

Best life insurance without medical exam in 2022

by Frankie T. Bailey on August 1, 2022 0

The cost of a policy without medical examination varies according to: The insurer Applicant’s age The amount of the death benefit Due to the additional risk taken by an insurance company in writing a policy without examination, premiums are always more expensive than they would be for a policy of the same size but... Read More

Life insurance

Westpac to take $1.1 billion hit on life insurance sale, but stock rises

by Frankie T. Bailey on August 1, 2022 0

The bank said 345 Westpac Life employees had joined TAL Dai-ichi Life, one of the world’s largest life insurers which covers more than 4.5 million Australians. After the acquisition, it has an estimated 20% market share of the Australian life insurance market, with around $5 billion in annual premiums. Challenger is Australia’s largest life... Read More