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Aditya Birla Health Insurance launches new plan, covering medical expenses incurred abroad

By on January 27, 2022 0

The multi-risk health insurance contract provides 3-in-1 coverage for cashless scheduled care covering 16 critical illnesses abroad. In addition to international hospitalization costs, the plan also provides for other financial costs.

Aditya Birla Health Insurance today announced the launch of the Activ Health Platinum Premiere plan, a comprehensive plan with both indemnity and fixed benefit coverage for all health needs of a policyholder in India and abroad .

With health high on everyone’s list of priorities, the company says, this newly launched plan is designed as a comprehensive health insurance plan to cover health expenses. The plan aims to meet the needs of an insured seeking comprehensive health coverage in India as well as while traveling abroad. The first platinum has worldwide coverage for hospitalization and post-hospitalization expenses, as well as integrated coverage for travel and accommodation expenses and visa assistance services. Treatment procedures such as cyber knife and robotic operations, laser therapy and bariatric surgery are also covered under the plan.

Mayank Bathwal, CEO of Aditya Birla Health Insurance, said: “With increased mobility and open borders, people have resumed medical travel abroad for higher quality and specialist treatment. However, many people insure themselves with foreign insurers for such treatments. Keeping this trend in mind, the Activ Health Platinum Premier policy with indemnity and fixed benefit coverage in one plan has been launched.

The Active Health Plan is a comprehensive health insurance policy that provides 3-in-1 coverage for scheduled cashless care covering 16 critical illnesses abroad. In addition to international hospitalization costs, the plan also provides for other financial costs such as post-hospitalization medical costs, international second opinion, repatriation of the mortal remains, travel and accommodation of the patient, accompanying person as well as the organ donor.

Bathwal further adds that ABHIL’s Activ Health Platinum Premier coverage gives policyholders the opportunity to fully secure themselves and enjoy world-class health and wellness benefits at an affordable price.

The plan provides benefits that provide access to the chronic management program i.e. an insured will be covered for diabetes, hypertension, hyperlipidemia and asthma from the next policy anniversary if any of the specified chronic lifestyle conditions develop at a later stage, at no additional cost.

Key features of the Activ Health Platinum plan include;

  • Health Returns – Policyholders can stay fit and healthy and earn returns up to 100% of the premium
  • Super Reload – Unlimited reload, available for the same and unrelated illness
  • Cumulative bonus – 50% of the sum insured for each claim-free year, maximum up to 100% (up to a maximum of 1 Cr)
  • International critical illness cover – Planned medical treatment for cashless hospitalization for 16 listed critical illnesses
  • Expert health coach – Medical, nutritional, mental and fitness support, mental counseling session, homeopathy teleconsultation
  • Chronic Disease Management Program – Automatically upgrade to the Chronic Disease Management Program if you develop a chronic condition after purchasing the policy

This plan offers international cashless treatment for an insured sum of Rs 3 crores and Rs 6 crores for planned treatments for 16 listed major diseases.