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Car insurance: Premiums could rise as one-sixth of UK roads need repairs

By on November 15, 2021 0

As Road Safety Week kicks off, a number of organizations are calling on the government to invest more in road services. New research from the Department of Transportation shows that there has been an increase in the number of local roads in need of urgent repairs.

These roads – for local users rather than for traffic passing through which compromises around 60 percent of all UK roads – present the greatest concern, with 17 percent of road surfaces needing immediate attention.

The survey, based on the assessment of roads across England by local authorities in 2019-2021, shows that roads A, B and C generally remained in good condition during the pandemic.

It reveals that six percent of B and C roads – minor – need urgent repair, and the condition of those roads has remained stable throughout the lockdown.

While only four percent of major roads are classified as needing immediate repairs, the situation has worsened in the past two years during the pandemic – after improving over the past decade.

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He said: “I am pleasantly surprised that the condition of our most commonly used roads have been so well maintained throughout the lockdown, although a reduction in traffic volumes may have helped to minimize the damage.

“It’s interesting that local roads are the only areas to deteriorate during the pandemic – perhaps due to various blockages and staff shortages they were more difficult to maintain.

“The condition of many roads is not just a scarecrow for English motorists, poor road conditions affect driver safety and can increase claim rates, which can increase insurance premiums for all drivers. of the affected area.

“While incidents like a pothole damaging their car’s suspension should be covered by their insurance, if loose materials crack their windshield, it won’t always be covered by all auto insurance policies. .

“In addition, a driver’s premium may very well increase after a claim for damage caused by poorly maintained roads, and his no-claims premium will usually be affected as well.”

This comes at the start of Road Safety Week, between November 15 and 21, which aims to raise awareness about safer driving.

Alex Kindred, auto insurance expert at, advised drivers to be “very vigilant” this winter.

He said: “During the pandemic we saw a 26% decrease in road accidents because fewer people were on the roads.

“But as driving levels return to normal and some of us may feel short of training, it is essential that we are extremely vigilant when we are behind the wheel.

“In fact, our research found that 4.6 million drivers have been in an accident or near miss since the start of the pandemic.

“To help drivers feel more comfortable, our guides provide drivers with some tips on how to stay safe on the roads.”

When driving at night, motorists should use high beams when needed, but remember to lower their lights when there is oncoming traffic.

If they have to slow down, they should not slam on their brakes, as a sudden stop or shifting increases the risk of the car behind them hitting the rear.