Find out how to get cheaper auto insurance if the spouse has a DUI / DWI conviction
Compare-autoinsurance.org (https://compare-autoinsurance.org/) announces a new blog post, “Can you get cheaper auto insurance if your spouse has DUI / DWI?”
LOS ANGELES (PRWEB) October 11, 2021
Compare-autoinsurance.org has started a new blog that explains how a driver can get affordable auto insurance rates if the spouse has a DUI conviction.
For more information and free auto insurance quotes, visit https://compare-autoinsurance.org/can-you-get-cheaper-car-insurance-if-your-spouse-has-dui-dwi/
Drivers who have been convicted of drunk driving will see their insurance rates increase. Insurance companies will place the driver convicted of impaired driving in the high risk category and increase insurance premiums by up to 200%. Most married couples have joint auto insurance, so if a married person is convicted of drinking and driving, the additional cost may be passed on to the other spouse.
There are two options for maintaining cheap auto insurance after a DUI conviction:
- Exclude the convicted DUI spouse from the policy. Usually married couples in the United States have joint insurance policies. Drivers who wish to maintain their good driving condition and affordable premiums will be required to exclude the convicted DUI spouse from the policy. In addition, the convicted spouse must be informed that he is not authorized to drive the vehicle of the other spouse. Before excluding the DUI convicted spouse, drivers should check to see if their state’s laws allow this to happen. Either way, if a driver convicted of DUI is disqualified from the policy and is caught causing an accident, the insurer will refuse to pay claims for the damage and injuries suffered.
- Keep an SR-22 form active. In many cases, the convicted DUI spouse will need to carry an SR-22 form. The SR-22 form is a document signed with the state that proves that the convicted DUI spouse meets the minimum coverage requirements required by law. Drivers who are convicted of a DUI will have a hard time looking for cheap insurance. Fortunately, there are many small, specialist insurers that can provide affordable insurance deals to high-risk drivers.
For more information, money saving tips and free auto insurance quotes, visit https://compare-autoinsurance.org/
Compare-autoinsurance.org is an online provider of life, home, health and auto insurance quotes. This website is unique in that it is not limited to just one type of insurance provider, but offers customers the best deals from many different online insurers. This way, customers have access to offers from multiple carriers in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or national agencies, branded insurance companies, etc.
For the original version on PRWeb, visit: https://www.prweb.com/releases/discover_how_to_obtain_cheaper_car_insurance_if_spouse_has_a_dui_dwi_conviction/prweb18254571.htm