Highway Code: Drivers could save over 20% on car insurance – ‘drive carefully’
The government has made efforts to make the roads safer for drivers, cyclists and pedestrians through a number of changes to driving laws. Key traffic rules were introduced in January, followed by a pledge to crack down on driving under the influence of drugs, as well as tougher penalties for using a phone while driving .
Mark Musson, CEO of Hmmcommented on how drivers could save money on car insurance by driving safely.
Speaking exclusively to Express.co.uk, he said: ‘Traditional car insurance is a 20-year-old outdated system, with current bonus schemes based on a pool of the ‘riskiest’ 20% of drivers. »within a fleet seeing an exorbitant overall cost per driver.
“Choosing real-time AI insurance empowers drivers and fleet managers to take back control of their premiums, creating a solution to provide fleets with unparalleled transparency, allowing drivers to take control of their premiums.
“Real-time AI insurance, such as Humn, rewards safe drivers with more accurate and simultaneous risk assessments and updated pricing.
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According to road safety association Brake, every 22 minutes someone is killed or seriously injured on UK roads.
Mr. Musson went on to say, “At Humn, we have shaken up the underwriting model.
“Because the bonuses are based on real-time data and driving behavior, Humn doesn’t care if you’re a male in your 20s or a female in your 40s.
“As long as you drive safely, you are priced based on actual risk and driving behavior, rather than a simplistic, expensive and outdated approach.
“Even when it comes to processing claims, in the event of an accident, all the data comes in an instant, making it easy to process claims up to four days faster than average.
“Overall, AI Insurance puts the driver and fleet managers first and encourages good driving behavior to help lower premiums rather than lack of claims.”
The Department of Transportation also aims to improve road safety, and not just through its award-winning THINK! campaign, but also by introducing self-driving cars.
Further changes are expected to be made to the Highway Code to safely integrate self-driving cars onto UK roads.
In April, the government announced plans to work with industry, regulators and safety bodies to ensure drivers can access information, including online, to help them operate vehicles safely. .
It comes as Tesla founder and CEO Elon Musk viewed the use of AI differently, saying self-driving cars would eventually be safer than human-driven vehicles.
He said: “Yeah, I would say self-driving is one of those things where there’s a lot of old rocks or you know where you think you’re getting there.
“Now at this point I think we are no longer trapped in a local maximum.
“And obviously I could be wrong, but I think we’re actually quite close to autonomous driving at a higher level of safety than humans.
“And it seems your best guess is that we will get there this year. But we are really not far from it.