Three tips to help you save money on your car insurance
It’s because it’s probably not as exciting like, say, chatting about the latest reality TV couple to call it, or detailing your latest online dating nightmare.
But that doesn’t mean it’s not important.
Making smart car insurance choices can make your life easier and help save money (so there’s more in the bank when it comes to Saturday brunch time with the girls).
Here are our top tips on what to look for when choosing your cover – and with the end of the financial year fast approaching, now might be a good time to change things up.
Avoid a “one size fits all” policy
You know those insurers who are made for just Everybodyand in the process, end up being a good choice for nobody? It’s time to avoid them.
Choose an insurer that is right for you and your needs. As Stella Insurance, made for women, by women. They listened to what women want from an insurer and created a simplified and intuitive experience when it comes to finding the right policy.
Being resolutely pro-women benefits you as a customer, with Stella products specifically designed for female drivers, to put them back in the driver’s seat. This is because women have fewer complaints (because they are, statistically, safer drivers) and when they do, it’s at a lower amount than our male counterparts*.
Stella Insurance helps put women at the forefront of financial decision-making. After all, we represent 51%* of the population and do 80 percent* of all purchasing decisions in the home. So it’s time to choose products that help empower women and fight gender bias.
Look for extras that benefit you
No one wants to pay for things they don’t need, so when it comes to finding car insurance, check out what options are on offer.
Stella’s policies already include things like theft and accidental damage, up to $2,000 for certain baby gear stolen from your car or damaged in an incident, and up to $1,000 for loss or damage. damage to certain personal items inside your car^.
You can also choose from optional extras so you can customize your full font to meet your exact needs. Think roadside assistance (24 hours a day, 365 days a year), “no excess” windshield cover and the possibility of benefiting from a rental car for up to 14 days if your vehicle is out of service^.
Another major difference? National coverage from Stella Insurance, which means it will not apply a deductible to a claim for reported damage to your car resulting from the willful act of a current or former spouse or partner^.
Find an insurer that gives back…and not just to you
We all like to be rewarded for doing the right thing, so choose a policy that offers a claim-free reward. This means that for each consecutive year (up to a maximum of three years) you do not make a claim, Where you only make a claim for an accident for which you are not at fault, your basic deductible is reduced^. Alleluia!
There is another major difference when it comes to Stella Insurance: the company is committed to empowering women and changing the game, not just in insurance, but around the world. That’s why they partnered with Emergency center for women and girls (WAGEC).
1 in 4 women experience some form of intimate partner violence, with WAGEC providing shelter and support to those in crisis and helping to create a safer future for women and their families. Stella works with WAGEC to break cycles of violence and social disadvantage, and address the underlying structural causes of domestic and family violence, homelessness and gender inequality.
Insurance that works hard for you and the community? Sign us up.
As the end of the financial year approaches, there’s never been a better time to take charge of your finances. Obtain a short quote and see how much you can save with Stella Insurance now.
Presented by Stella Insurance.
* Based on external analysis of comprehensive auto premium and claims information from October to November 2019.
^Standard subscription conditions, limitations and exclusions apply. Read the PDS and TMD available on stellainsurance.com.au to decide if this product is right for you. Stella Underwriting Pty Ltd (ABN 72 633 811 319) is an authorized representative (AR 001282046) of Allstate Insurance Pty Ltd (ABN 82 073 267 053, AFSL 239010) which acts (under its own AFSL) on behalf of the issuer of the product, QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545).