May 21, 2022
  • May 21, 2022

What Are The Worst Vacations For Auto Insurance Claims?

By on December 10, 2021 0

Car accidents can happen anytime. But the holidays can be a dangerous time to be on the road. During the holidays, many people travel to be with their families or to attend parties. These gatherings usually involve drinking, which means there are also more drunk drivers on the road during the holidays than at other times of the year.

Apart from accidents, auto theft incidents also increase during the holidays. Many car owners file theft insurance claims on these special days. Like accidents, thieves don’t take a break. They strike when people are distracted by all the celebrations and celebrations.

The following is a list of the worst vacations for car owners.

New Years Day

New Years Day is the worst day for car owners. It is the worst day for car theft and also for car accidents. Thousands of auto theft incidents and hundreds of auto accidents are reported by motorists across the country on this day.

The New Year is not only dangerous for motorists. It is also a bad time for pedestrians. On average, 22 pedestrians are killed each year during the New Years. What makes this vacation dangerous is the combination of drunk driving, wet road conditions and the increased number of pedestrians on the road.

Fourth of July

July 4th is the second most dangerous public holiday for motorists. But drivers should also be careful during July 3. Hundreds of car accidents are recorded in the United States during these two days.


What Are The Worst Vacations For Auto Insurance Claims?

Thanksgiving is a time to be thankful for all the good things in your life. People should express this gratitude by being more courteous and attentive on the road. However, Thanksgiving is another dangerous holiday for motorists due to drunk and drowsy drivers behind the wheel. And since it’s a long weekend, the risk of being in an accident is spread over several days.

Thanksgiving also falls in the middle of deer season. As a result, animal-related accidents also increase during this time of year. So even if the road seems empty, you still have to be careful in case a deer suddenly appears.


Halloween is a great time to watch your favorite horror movies. But absolute horror can also happen on the road. Drunk partygoers and even children doing candy or spells can pose a risk to motorists. It’s no surprise that more children are killed in car crashes on Halloween than on other holidays.

Halloween is also a time for wild college parties. This is why accidents caused by drunk driving are also increasing at this time of year. Even if your car is just parked, it can still be the victim of drunken individuals and pranksters who vandalize vehicles and property.


What Are The Worst Vacations For Auto Insurance Claims?

Christmas is said to be the most beautiful time of the year. But it can also be a dangerous time. As people rush to join their families, the roads are congested and drivers tend to forget the basics of road safety. And since Christmas falls in the winter, some roads can get wet and even icy, making driving much riskier.

Cases of car theft are also increasing on Christmas Eve and Christmas Day. Even the days leading up to the holidays can be dangerous. Thieves typically target cars parked in shopping malls. So you should make sure to park your vehicle in a safe place and avoid leaving any valuables inside your vehicle, especially expensive gifts for friends and family.

Other times of the year with possible high insurance claims

Bad weather is also a reason for insurance claims. Snow, floods and even wind can directly or indirectly damage vehicles. But the summer months are just as risky. This is because summer is a time for vacations, barbecues, and family reunions. This means that there are a lot of cars on the road during these months. More cars mean more risk of accidents.

Have fun but be careful

Holidays are a time to be with family and friends and to have fun. But you have to party responsibly. If you are planning on drinking at a party, you just need to leave your car at home and have a designated driver who can take you home safely after the party.

If you are driving, make sure you are sober. You should be extra careful and watch out for dangers on the road, such as drunk drivers and pedestrians. It’s also a good idea to plan your trips while on vacation. Last but not least, you need to make sure that you have the best auto insurance. This is because no matter how careful you are, accidents can still happen.