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What is pay-per-mile car insurance and how drivers can pay less on their premiums

By on February 24, 2022 0

LOS ANGELES (PRWEB) February 24, 2022 launched a new blog post that explains what per-mile insurance is and how it helps drivers pay less insurance.

For more information and free auto insurance quotes, visit

Drivers who no longer use their vehicle as much as they used to can save money by purchasing a car insurance policy. Paying for a full-coverage auto insurance policy doesn’t make sense for these drivers. However, as required by law, removing auto insurance from their expenses entirely is not an option for these drivers. Using telematics technology, insurance by the kilometer helps policyholders and car owners solve their expense problems by introducing an option that allows them to pay their insurance premiums based on how they use their car. their car.


Before purchasing pay-per-kilometre insurance, drivers should consider the following:

  • How rates are determined. Kilometer insurance only charges policyholders for the kilometers they have driven. Many of them are already saving 25-40% on their car insurance premiums. Usually, drivers who drive less than 500 miles per month should consider purchasing this type of insurance.

  • It’s not a new concept. In the mid-1980s, the National Women’s Organization filed a class action lawsuit against the auto insurance industry, alleging discrimination. They claimed that car insurers charge more for policies covering female drivers, even though, statically, women have fewer accidents. It turns out the reason isn’t that women are naturally safer behind the wheel than their male counterparts. The reason is that women drive less.
  • It’s a win-win situation. Policyholders who drive their cars less than 2,000 miles per year can get incredibly cheap policies and the insurance company can still make a profit. This also benefits insurance companies, as car insurance paid by the kilometer would ensure that those who drive less will not be forced to “max out” their policies by using their car more, which in turn will lead to more accidents, which which will incur costs for the company. . Of course, there is always the problem of fraud. However, insurance companies have solutions for this. Some companies ask their customers to send in photographs of their odometer readings from time to time.
  • It’s a green idea. Kilometer insurance can encourage people to drive less, save resources and have cleaner air.

For more information, money saving tips and free auto insurance quotes, visit is an online provider of life, home, health and auto insurance quotes. This website is unique because it does not simply stick to one type of insurance provider, but provides customers with the best deals from many different online insurers. This way, customers have access to offers from multiple carriers in one place: this website. On this site, customers have access to insurance plan quotes from various agencies, such as local or national agencies, brand name insurance companies, etc.

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